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A new Journal of Health and Social Behavior study shows that access to health insurance can help hold a community together socially, and lack of it can contribute to the fraying of neighborhood cohesion.
The study, Beyond Health Effects? Examining the Social Consequences of Community Levels of Uninsurance Pre-ACA, published by the Journal of Health and Social Behavior, is an effort by researchers Tara McKay and Stefan Timmermans to “broaden the conversation” about the effects of the Affordable Care Act (ACA).
New research suggests a significant number of national and international American banks hired new Chief Risk Officers to mitigate risk but may have actually helped lead the industry into widespread insolvency.
Starting in the 1990s, many major banks hired Chief Risk Officers (CROs) in a response to new laws and regulations put in place following financial meltdowns in the 1980s. In an effort to comply, banking officials elevated risk analysts to corner offices to show they were serious about tackling risk.