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Squatters who illegally occupy vacant homes or buildings are not always contributing to apathy or social disorder, says a new University of Michigan study that was presented at the 111th Annual Meeting of the American Sociological Association (ASA).
It can actually be a good situation for a neighborhood to have these individuals move into abandoned homes, lessening the chance of them becoming sites for drug users or burned by arsonists, the study indicates.
New research suggests a significant number of national and international American banks hired new Chief Risk Officers to mitigate risk but may have actually helped lead the industry into widespread insolvency.
Starting in the 1990s, many major banks hired Chief Risk Officers (CROs) in a response to new laws and regulations put in place following financial meltdowns in the 1980s. In an effort to comply, banking officials elevated risk analysts to corner offices to show they were serious about tackling risk.